Homeowners insurance in Texas can be expensive, mainly due to the frequency of damaging weather that Texas experiences. However, there are ways you can save money on your Texas home insurance policy.
From discounts to shopping around, you may be able to find a better price. This blog outlines the best ways to save money and find affordable home owner insurance in Texas.
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On average, according to the Insurance Information Institute, the average cost of homeowners insurance was $1,893 per year in 2017. III ranked it as the third most expensive state for home insurance.
In Texas, the cost of homeowners insurance can range from just under $2,000 to over $4,000 per year. The cost of home insurance in Texas varies based on a number of factors, including the value of your home and the insurance company you choose.
There are many factors that affect the cost of your Texas homeowners insurance. Below is a list of factors that could affect your homeowners insurance rate:
Given that Texas weather often brings home damage, you may need to purchase additional coverages. While these coverages can increase the cost of Texas homeowners insurance, they offer valuable protection.
The Woodlands Insurance Company (Twico) is a unique Texas homeowner's insurance company that specializes in the needs of Texas homeowners. Twico's Texas homeowners insurance policies include flood insurance coverage for qualified homes.
Policies are customizable and homeowners can choose from three levels of flood coverage, all with different levels of protection. Most homeowner's insurance companies don't include flood coverage in a standard policy, meaning you'll have to purchase it separately or add it on.
With flood coverage included for your qualified home, you get the peace of mind that your home is protected from the unpredictable Texas weather. Twico also offers many discounts to help Texas homeowners save money on home insurance. For more details, visit Twico's Clearicorance profile.