Claiming for insurance across international borders and international vehicles can be very difficult logistically. A Malaysia and Singapore car accident claim is a very intricate process and requires quite a few steps to be followed. These are essential and missing a step may result in a failed claim. Read on to understand how the claiming process works!
Steps involved:
- Gather all the necessary documents: Gathering all necessary documents like your vehicle registration card, certificate of insurance, police report, identity card, pictures of damage, proof of financial loss, etc is important.
- File a police report: A traffic police report needs to be filed by you within 24 hours of the incident. You need to file a report at the place of the accident with the relevant traffic authorities before leaving.
- Informing your insurer: You must inform your insurer within 24 hours of the incident. In case the incident occurred on a weekend, you need to inform your insurer on the very next workday.
- Claiming against the other vehicle’s insurer: In case you’re wondering how a Malaysian car can claim against Singapore, the answer is by contacting your insurer. In either case, you have to contact the other party's insurer within 24 hours. In case of excessive delays, you need to either contact the GIA in Singapore or PIAM in Malaysia.
- Claiming against your own insurer: This is often another option recommended by workshops to settle the case quicker than putting up claim against the Malaysian vehicle. Do take note, by claiming your own insurance, your NCD will be affected.
- Arranging a private settlement or filing a lawsuit: You can either arrange a private settlement or opt to file a lawsuit. Settlements give quick remedies but can often lead to inaccurate cost calculations, whereas lawsuits, is tedious and time taking but can get you an accurate settlement offer!
Benefits of contacting a service provider
An insurance service provider is beneficial in such complex scenarios. These companies generally specialize in claims and settlement. They have an extensive network across the border to get your work done quicker. In cases of a Malaysia and Singapore car accident claim, these services offer 24-hour support and offer you experienced claim consultants to assist you through the process. also. You can also get a replacement vehicle with ease, and your claims process can be started quickly.
We recommend when in doubt of how a Malaysian car can claim against Singapore, contact the best agencies and let them guide you. The transparent business operations and hassle-free process allow you to take the stress off of your back. You can either opt to chat with them through your phone or mail address.
